The Credit Card Knowledge Base
Practical guides, honest comparisons, and essential tips to help you choose, use, and get the most out of credit cards in India.
American Express Reward Multiplier Ends September 30, 2026: What Changes?
A source-backed guide to the end of Amex Reward Multiplier, what continues through ShopWise and what cardholders should check.
Scapia Axis Bank Credit Card Launched: Rewards, Lounge Access and Fees
A source-backed guide to the new Scapia Axis Bank Credit Card, including Mastercard and RuPay rewards, airport privileges and charges.
Credit Card Overlimit Facility: Can Banks Charge an Overlimit Fee?
A simple guide to overlimit transactions, why explicit consent matters, and when an issuer can charge an overlimit fee.
Credit Card Refund After Bill Generation: How Much Should You Pay?
A simple guide to how posted refunds affect the payment due, credit balance and amount a cardholder should pay.
Credit Card Minimum Amount Due vs Total Amount Due: What Should You Pay?
A simple, source-backed guide to the two payment amounts on a credit-card statement and what happens when only the minimum is paid.
Axis Bank International Travel Declaration: How It Helps Credit Card Users
A simple guide to Axis Bank's new travel-declaration feature, what it may help with, and what cardholders should still check before travelling.
Axis Bank Magnus Credit Card Changes 2026: Fees, Lounge Access and Rewards
A source-backed guide to the Magnus DCC markup, late-payment fee, reward exclusions, domestic lounge instructions and membership-renewal rule.
Axis Bank MYZONE Credit Card Changes 2026: Fees, Rewards and Movie Offer
A simple, source-backed guide to MYZONE fee, reward and District movie-offer changes effective in August and November 2026.
Credit Card Fraud Protection in India: What to Do After an Unauthorized Transaction
A practical, source-backed explainer on RBI customer-liability rules, reporting timelines, and why fast reporting matters after a credit-card fraud alert.
RuPay Credit Card on UPI: What Cardholders Should Know in 2026
A source-backed guide to how RuPay credit cards work on UPI, where they can be used, and what restrictions cardholders should remember.
India Credit Card Market May 2026: Verified Numbers
A data-checked market intelligence article on India's May 2026 credit card spends, active cards, RBI context, and consumer takeaways.
What to Plan Before Buying a Credit Card
A step-by-step planning checklist covering income, fees, eligibility, and rewards - so you never regret your next card.
Best First Credit Cards 2025
Low fees, easy eligibility, and great starter benefits - the best cards if you are applying for a credit card for the first time.
Best Credit Cards for Shopping 2025
Top picks for online and offline shopping with the highest cashback, discount offers, and reward rates.
Top Credit Cards of 2025
A curated list of the standout cards this year across premium, rewards, travel, and entry-level categories.
Best Rewards Cards Compared 2025
Side-by-side comparison of reward rates, redemption options, and annual fees to help you pick the best rewards card.
Credit Card Points to Remember in 2025
Key rules on fees, interest, security, and rewards that every cardholder should know this year.