Skip to main content

Cashback cards

Best cashback credit cards in India

Shortlist cards that return value as cashback or high effective rewards on online shopping, bills, food delivery, and everyday spends.

Compare annual fee against realistic yearly cashback.
Check monthly reward caps and excluded merchants.
Use the calculator for your exact spend pattern.
travel

HDFC Bank Regalia Gold Credit Card

2,500 welcome Reward Points on first transaction within 90 days.

Annual fee: ₹2,500
Visa
travel

Adani One ICICI Bank Signature Credit Card

1,500 AdaniOne Miles on first transaction.

Annual fee: ₹999
Visa
cashback

Airtel Axis Bank Credit Card

Cashback eligibility depends on the Airtel Thanks app, merchant mapping and current Axis terms.

Annual fee: ₹500
Visa
cashback

Axis Bank ACE Credit Card

₹500 cashback on first transaction via Google Pay.

Annual fee: ₹499
Visa
cashback

Flipkart Axis Bank Credit Card

₹500 Flipkart voucher on first Flipkart purchase.

Annual fee: ₹500
Visa
cashback

HDFC Bank Tata Neu Infinity Credit Card

1,499 NeuCoins on payment of joining fee.

Annual fee: ₹1,499
RuPay
cashback

HDFC Bank Tata Neu Plus Credit Card

499 NeuCoins on payment of joining fee.

Annual fee: ₹499
RuPay
cashback

Axis Bank Neo Credit Card

₹250 cashback on first Swiggy or Zomato order.

Annual fee: ₹250
Mastercard
cashback

HDFC Bank Millennia Credit Card

1,000 CashPoints welcome benefit on payment of the joining membership fee.

Annual fee: ₹1,000
Visa
cashback

HDFC Bank MoneyBack+ Credit Card

500 CashPoints as welcome benefit on first transaction.

Annual fee: ₹500
Mastercard
cashback

HDFC Bank Pixel Play Credit Card

Free OTT subscription (Amazon Prime or similar) for first year.

Annual fee: ₹500
Visa
cashback

HDFC Bank Swiggy Credit Card

Complimentary Swiggy One membership for 3 months when the card is activated within the issuer's stated period.

Annual fee: ₹500
Mastercard
cashback

HDFC Bank UPI RuPay Credit Card

500 cashback points on first UPI transaction.

Annual fee: ₹500
RuPay
Lifetime Freecashback

Kotak 811 #DreamDifferent Credit Card

No joining fee, no welcome benefit.

Annual fee: Free
Visa
cashback

Kotak Cashback Plus Credit Card

₹500 cashback on first online purchase.

Annual fee: ₹500
Visa
cashback

Kotak Urbane Gold Credit Card

No specific welcome benefit.

Annual fee: ₹500
Visa
Verify final fees, caps, and eligibility on the issuer site before applying. See our editorial disclosure.