Best Rewards Cards Compared

A comprehensive comparison of the top rewards credit cards in India. Compare reward rates, redemption options, and find the best card for maximum rewards.

Last updated: December 2024

Rewards credit cards offer points, miles, or cashback on every purchase. This detailed comparison helps you understand which card offers the best value for your spending pattern.

What to Compare in Rewards Cards

Reward Rate

Points per ₹100 spent and reward value

Redemption

Flexibility and value of redemption options

Annual Fee

Cost vs. benefits analysis

Bonus Offers

Welcome bonuses and special promotions

Detailed Card Comparison

Card NameBankRewardsInterest RateAction
Pixel Play Credit Card - Get Customised Offers
HDFC Bank
Not available
Not available
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Pixel Go Credit Card - Get Customised Credit Card
HDFC Bank
Not available
Not available
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Fuel Credit Card - Apply for Indian Oil Credit Card
Axis Bank
alueback on fuel Instant savings of up to 15% on flights and hotels Discount on movie tickets Dining Delights Earn EDGE REWARD Points Accelerated reward points at any IOCL fuel outlets IndianOil Axis Bank Credit Card With your IndianOil Axis Bank Credit
3.75% per month
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Apply for Flipkart Axis Bank Credit Card Online
Axis Bank
Read More Cashback with every transaction Earn 7
3.75% per month
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Rewards Credit Card - Get Rewards & Cashback
Axis Bank
Rewards Credit Card - Get Rewards & Cashback | Axis Bank Personal Business Corporate Burgundy Priority NRI Agri Gift City About Us --> Eng हिंदी Axis Bank is now on
3.75% per month
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Airtel Axis Bank Credit Card - Cashback Offers on Airtel Products
Axis Bank
Airtel Axis Bank Credit Card - Cashback Offers on Airtel Products | Axis Bank Personal Business Corporate Burgundy Priority NRI Agri Gift City About Us --> Eng
25%
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Apply for Axis Bank's ACE Credit Card Online
Axis Bank
est rates Open digital A/C Eng हिंदी --> Support --> Lodge a Complaint Home Cards Credit Card Axis Bank ACE Credit Card Cashback on all transactions* Complimentary lounge access Fuel surcharge waiver Dining delights ACE Credit Card Welcome to the w
3.75% per month
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Apply for Axis Horizon Travel Credit Card Online
Axis Bank
ue Chart Benefits on HORIZON Credit Card Annual Spends(₹) Annual Benefits(₹) Spend per card 8,00,000 - Accelerated EDGE REWARD Points (5 EDGE Miles for every ₹100 spent
Not available
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Credit Card Referral Program
Axis Bank
t the privacy guidelines to proceed Please note: Employees who are part of the Axis Bank Group are not eligible to earn reward points for referring credit cards to customers, in accordance with the bank’s policy
Not available
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Apply for Central Travel Account Card Online
Axis Bank
Exclusive Rewards & Offers Earn EDGE REWARD Points reward points on every transaction and enjoy exclusive benefits such as discounts, cashback, and more
Not available
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Top Rewards Cards in Detail

#1

Pixel Play Credit Card - Get Customised Offers

HDFC Bank

View Details →

Reward Points

Not available

Interest Rate

Not available

Key Benefits:

  • Apply for Pixel Play Credit Card and customise your offers based on your needs. Get 5% cashback on any 2 choice of merchants. Get 1% Unlimited Cashback on other spends.
#2

Pixel Go Credit Card - Get Customised Credit Card

HDFC Bank

View Details →

Reward Points

Not available

Interest Rate

Not available

Key Benefits:

  • Apply for the Pixel Go Credit Card by HDFC Bank and get cashback on spends. Enjoy digital onboarding and pay in parts with flexible, low-cost EMIs and more.
#3

Fuel Credit Card - Apply for Indian Oil Credit Card

Axis Bank

View Details →

Reward Points

alueback on fuel Instant savings of up to 15% on flights and hotels Discount on movie tickets Dining Delights Earn EDGE REWARD Points Accelerated reward points at any IOCL fuel outlets IndianOil Axis Bank Credit Card With your IndianOil Axis Bank Credit

Interest Rate

3.75% per month

Key Benefits:

  • IndianOil Axis Bank Credit Card is designed to benefit you on every fuel transaction. Enjoy accelerated reward points and surcharge waiver at fuel outlets.
#4

Apply for Flipkart Axis Bank Credit Card Online

Axis Bank

View Details →

Reward Points

Read More Cashback with every transaction Earn 7

Interest Rate

3.75% per month

Key Benefits:

  • Apply for Flipkart Axis Bank Credit Card online and enjoy accelerated cashback across all your favourite categories including travel, shopping, entertainment, etc. Apply now!
#5

Rewards Credit Card - Get Rewards & Cashback

Axis Bank

View Details →

Reward Points

Rewards Credit Card - Get Rewards & Cashback | Axis Bank Personal Business Corporate Burgundy Priority NRI Agri Gift City About Us --> Eng हिंदी Axis Bank is now on

Interest Rate

3.75% per month

Key Benefits:

  • Axis Bank Rewards Credit Card has great offers on apparel and department stores and comes with an accelerated reward structure. Apply for a credit card online now!

Maximizing Reward Redemption

Redemption Strategies

  • Compare redemption rates across different options (vouchers, cash, travel)
  • Save points for high-value redemptions (better value per point)
  • Watch for special redemption offers and bonus point promotions
  • Check point expiry dates and redeem before expiration

Common Redemption Options

  • Statement credit (direct cashback to account)
  • Gift vouchers and shopping credits
  • Travel bookings (flights, hotels)
  • Merchandise and product catalog

Compare All Rewards Cards

Use our comparison tool to find the best rewards card for your spending habits.