No annual fee
Best lifetime free credit cards in India
Find cards with no annual fee or lifetime-free positioning, then compare rewards, eligibility, and practical everyday benefits.
Best for first-card users and low-maintenance rewards.
Confirm lifetime-free status on issuer terms before applying.
Watch for add-on, late payment, forex, and cash withdrawal fees.
Kotak
5345 1234 6652 0808
KOTAK CARD
02/28
KOTAK CARD
223
Lifetime Freecashback
IndusInd
5456 4808 9824 9696
INDUSIND CARD
01/29
INDUSIND CARD
676
lifestyleFree to Join
ICICI
5234 2340 6520 8080
ICICI CARD
11/27
ICICI CARD
430
Lifetime Freerewards
Yes
5567 1234 6652 0808
ACE CARD
02/28
ACE CARD
223
rewardsFree to Join
Yes
5567 2468 3304 1616
BYOC CARD
03/29
BYOC CARD
346
lifestyleFree to Join
Yes
5567 4936 6608 3232
EMI CARD
05/31
EMI CARD
592
emiFree to Join
Yes
5567 6170 3260 4040
FINBOOST CARD
06/27
FINBOOST CARD
715
rewardsFree to Join
Yes
5567 2340 6520 8080
YES CARD
11/27
YES CARD
430
cashbackFree to Join
Yes
5567 4808 9824 9696
YES CARD
01/29
YES CARD
676
travelFree to Join
Yes
5567 6042 6476 0504
YES CARD
02/30
YES CARD
799
rewardsFree to Join
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