Card comparison
Kotak Zen Signature Credit Card vs Axis Bank ACE Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Kotak Zen Signature Credit CardVisa | Axis Bank ACE Credit CardVisa |
|---|---|---|
| Annual Fee | ₹1,500 | ₹499 |
| Joining Fee | ₹1,500 | ₹499 |
| Finance Charge | 3.5% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 10X on international, 2X on domestic | 5% on Google Pay bills, 4% on Swiggy/Zomato/Ola, 2% online, 1.5% others |
| Domestic Lounge | Available | 4/yr |
| International Lounge | 4/yr | — |
| Welcome Benefit | Up to ₹1,500 | Up to ₹499 |
| Min Income | ₹7,50,000/yr | ₹25,000/mo |
| Credit Score | 750+ | 700+ |