Card comparison
Kotak White Reserve Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Kotak White Reserve Credit CardVisa | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹12,500 | ₹2,500 |
| Joining Fee | ₹12,500 | ₹2,500 |
| Finance Charge | 3.5% /mo | 3.6% /mo |
| Forex Markup | Zero Forex | 3.5% |
| Base Reward Rate | 8 reward points per ₹150 on all spends | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹12,500 | Up to ₹2,000 |
| Min Income | Invite-only. Minimum relationship value required with Kotak Bank. High net worth individuals. | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |