Card comparison
Kotak Urbane Gold Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Kotak Urbane Gold Credit CardVisa | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹500 | ₹2,500 |
| Joining Fee | ₹500 | ₹2,500 |
| Finance Charge | 3.5% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 3X on online, 1X on others | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 0/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹500 | Up to ₹2,000 |
| Min Income | ₹15,000/mo | ₹12,00,000/yr |
| Credit Score | 700+ | 750+ |