Card comparison
ICICI Bank Times Black Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | ICICI Bank Times Black Credit CardMastercard | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹20,000 | ₹2,500 |
| Joining Fee | ₹20,000 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 1.49% | 3.5% |
| Base Reward Rate | 2% reward points on domestic transactions and 2.5% on international transactions | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Available | Up to ₹2,000 |
| Min Income | Invite-only. Minimum annual income: ₹15,00,000+. Age: 21–60 years. Existing ICICI customer preferred. | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |