Card comparison
Emirates Skywards Rubyx ICICI Bank Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | ICICI 5234 3702 9956 2424 EMIRATES CARD 04/30 EMIRATES CARD 469 Emirates Skywards Rubyx ICICI Bank Credit CardVisa | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹3,000 | ₹2,500 |
| Joining Fee | ₹3,000 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 1.5 Miles on Emirates flights, 1 Mile on others | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 4/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹2,400 | Up to ₹2,000 |
| Min Income | ₹6,00,000/yr | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |