Card comparison
Emirates Skywards ICICI Bank Emeralde Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | ICICI 5234 2468 3304 1616 EMIRATES CARD 03/29 EMIRATES CARD 346 Emirates Skywards ICICI Bank Emeralde Credit CardVisa | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹10,000 | ₹2,500 |
| Joining Fee | ₹10,000 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | Zero Forex | 3.5% |
| Base Reward Rate | 2 Miles/₹100 on Emirates, 1.5 Miles/₹100 on others | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹10,000 | Up to ₹2,000 |
| Min Income | ₹9,00,000/yr | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |