Card comparison
Emirates Skywards ICICI Bank Emeralde Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Emirates Skywards ICICI Bank Emeralde Credit CardVisa | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹10,000 | ₹2,500 |
| Joining Fee | ₹10,000 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | Zero Forex | 3.5% |
| Base Reward Rate | 2 Miles/₹100 on Emirates, 1.5 Miles/₹100 on others | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹10,000 | Up to ₹2,000 |
| Min Income | ₹9,00,000/yr | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |