Card comparison
ICICI Bank Emeralde Private Metal Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | ICICI Bank Emeralde Private Metal Credit CardMastercard | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹12,499 | ₹2,500 |
| Joining Fee | ₹12,499 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | Zero Forex | 3.5% |
| Base Reward Rate | 6 PAYBACK points per ₹100 (~1.5%), 12X on Taj | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹12,499 | Up to ₹2,000 |
| Min Income | Invite-only. Minimum annual income: ₹12,00,000+. Age: 21–65. | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |