Card comparison
HDFC Bank Regalia Credit Card vs Axis Bank ACE Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | HDFC Bank Regalia Credit CardVisa | Axis Bank ACE Credit CardVisa |
|---|---|---|
| Annual Fee | ₹2,500 | ₹499 |
| Joining Fee | ₹2,500 | ₹499 |
| Finance Charge | 3.6% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 4 Reward Points per ₹150 (~1.33% value) | 5% on Google Pay bills, 4% on Swiggy/Zomato/Ola, 2% online, 1.5% others |
| Domestic Lounge | Available | 4/yr |
| International Lounge | 12/yr | — |
| Welcome Benefit | Up to ₹2,000 | Up to ₹499 |
| Min Income | ₹12,00,000/yr | ₹25,000/mo |
| Credit Score | 750+ | 700+ |