Card comparison
HDFC Bank Regalia Gold Credit Card vs Kotak Zen Signature Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | HDFC Bank Regalia Gold Credit CardVisa | Kotak Zen Signature Credit CardVisa |
|---|---|---|
| Annual Fee | ₹2,500 | ₹1,500 |
| Joining Fee | ₹2,500 | ₹1,500 |
| Finance Charge | 3.75% /mo | 3.5% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 4 Reward Points per ₹150 (~2.67% base reward rate) | 10X on international, 2X on domestic |
| Domestic Lounge | 12/yr | Available |
| International Lounge | 6/yr | 4/yr |
| Welcome Benefit | Up to ₹2,000 | Up to ₹1,500 |
| Min Income | ₹12,00,000/yr | ₹7,50,000/yr |
| Credit Score | 750+ | 750+ |