Card comparison
Axis Bank RESERVE Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Axis 4012 1106 9868 7272 AXIS CARD 10/31 AXIS CARD 307 Axis Bank RESERVE Credit CardVisa | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹50,000 | ₹2,500 |
| Joining Fee | ₹50,000 | ₹2,500 |
| Finance Charge | 3.6% /mo | 3.6% /mo |
| Forex Markup | Zero Forex | 3.5% |
| Base Reward Rate | 30 Edge Miles per ₹200 (~7.5% on travel transfers) | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 99/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹50,000 | Up to ₹2,000 |
| Min Income | ₹5,00,000/mo | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |