MakeMyTrip ICICI Bank Credit Card
MastercardMakeMyTrip ICICI Bank Credit Card earns Double Dhamaka points on MakeMyTrip bookings and Triple Dhamaka for hotels, redeemable as travel discounts.
Verify final terms before applying
Last editorial review: July 19, 2026. Fees, reward caps, and eligibility can change on issuer sites.
Welcome Benefit
₹1,000 MMT travel voucher on joining.
Estimated value: ₹500
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹500 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: ICICI Reward Points (PAYBACK) (points) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| MMT Hotels | 9 MMT Rewards per ₹100 on MakeMyTrip hotels |
| MMT Flights/Buses | 6 MMT Rewards per ₹100 on MakeMyTrip flights and buses |
| All Other Spends | 3 PAYBACK points per ₹100 |
Base reward points uncapped. Accelerated/bonus category points may be subject to monthly caps.
Points expire after 24 months
Milestone Benefits
Annual fee of ₹500 is reversed on spending ₹1,00,000 or more in the preceding year.
Value: ₹500
Spend calculated from card anniversary date. All eligible transactions counted.
Lounge Access
1 domestic lounge visit per quarter.
Travel Benefits
Discounted rates on flights and hotels when booked through the bank travel portal.
✓ Air miles conversion available
Complimentary travel insurance on purchase of international air tickets using this card. Covers trip cancellation, missed connection, and baggage loss.
Lifestyle Benefits
Dining Discounts
15–25% discount at partner restaurants through the bank's dining programme (EazyDiner/Dineout/bank portal). Valid on dine-in only.
via EazyDiner / Dineout
Value: ₹3,600
Insurance Cover
travel_insurance
Complimentary air accident cover of ₹50 lakh on purchasing air tickets using the card. Covers accidental death while travelling on a common carrier.
₹50 lakh air accident cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero LiabilityForex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Salaried: ₹30,000+ per month. Self-employed: ₹4,50,000+ p.a. Age: 21–60.
Editor Rating
Pros
- + Strong air miles earning rate
- + Lounge access at major airports
- + Miles transferable to airline programs
Cons
- – High annual fee
- – Benefits require significant spend to be cost-effective
- – Miles have expiry dates
The MakeMyTrip ICICI Bank Credit Card is a entry-level credit card from ICICI Bank tailored for travel enthusiasts with miles earning and lounge access. At ₹500/year, the card is easily justified through fee waivers and regular usage benefits.