Club Vistara SBI Card PRIME
VisaClub Vistara SBI Card PRIME earns Club Vistara Points on spends, comes with free premium economy ticket, and unlimited domestic lounge access.
Welcome Benefit
1 free Vistara premium economy base ticket on joining.
Estimated value: ₹2,399.2
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹2,999 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: SBI Reward Points (points) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| All Spends | 6 CV Points per ₹200 on all spends |
Base reward points uncapped. Accelerated/bonus category points may be subject to monthly caps.
Points expire after 24 months
Lounge Access
Unlimited domestic lounge access.
Travel Benefits
Discounted rates on flights and hotels when booked through the bank travel portal.
✓ Air miles conversion available
Complimentary travel insurance on purchase of international air tickets using this card. Covers trip cancellation, missed connection, and baggage loss.
Lifestyle Benefits
Dining Discounts
15–25% discount at partner restaurants through the bank's dining programme (EazyDiner/Dineout/bank portal). Valid on dine-in only.
via EazyDiner / Dineout
Value: ₹3,600
Insurance Cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero Liabilitytravel_insurance
Complimentary air accident cover of ₹50 lakh on purchasing air tickets using the card. Covers accidental death while travelling on a common carrier.
₹50 lakh air accident cover
Forex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Salaried: ₹50,000+ per month. Self-employed: ₹7,00,000+ p.a. Age: 21–70.
Editor Rating
Pros
- + Strong air miles earning rate
- + Lounge access at major airports
- + Miles transferable to airline programs
Cons
- – High annual fee
- – Benefits require significant spend to be cost-effective
- – Miles have expiry dates
The Club Vistara SBI Card PRIME is a mid-range credit card from State Bank of India tailored for travel enthusiasts with miles earning and lounge access. At ₹2,999/year, the card is easily justified through fee waivers and regular usage benefits.