Axis Bank Horizon Credit Card
VisaAxis Horizon is a travel-focused credit card with 5X Edge Miles on travel bookings (flights, hotels), 2 domestic + 1 international lounge visit per quarter.
Welcome Benefit
3,000 Edge Miles on joining fee payment.
Estimated value: ₹2,400
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹3,000 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: Edge Miles / Edge Rewards (miles) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| All Other Spends | 1X Edge Miles on all other spends |
| Dining & Online Shopping | 2X Edge Miles on dining and online shopping |
| Travel Bookings via Axis Travel Portal | 5X Edge Miles on travel bookings |
Base reward points uncapped. Accelerated/bonus category points may be subject to monthly caps.
Points expire after 36 months
Milestone Benefits
Earn 3,000 bonus reward points on crossing ₹3 lakh annual spend.
Value: ₹1,500
Milestone tracked from card anniversary date.
Lounge Access
1 international lounge visit per quarter (4/year).
2 domestic lounge visits per quarter (8/year).
Travel Benefits
Complimentary hotel upgrades at partner properties. Early check-in and late check-out at IHG and Marriott properties upon availability. Dedicated travel desk for itinerary planning.
✓ Air miles conversion available
5–10% additional discount on flight and hotel bookings made through the bank's travel portal (SmartBuy / Yatra / MakeMyTrip).
Complimentary travel insurance on purchase of international air tickets using this card. Covers trip cancellation, missed connection, and baggage loss.
Lifestyle Benefits
Dining Discounts
15–25% discount at partner restaurants through the bank's dining programme (EazyDiner/Dineout/bank portal). Valid on dine-in only.
via EazyDiner / Dineout
Value: ₹3,600
Movie / Entertainment Offers
Buy-one-get-one free or flat discount on movie tickets via BookMyShow / PVR / INOX. Typically up to 2 tickets per month.
via BookMyShow / PVR / INOX
Value: ₹2,400
Insurance Cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero Liabilitypurchase_protection
Purchase protection insurance covers eligible purchases made on the card against accidental damage or theft within 90 days from the date of purchase.
₹1,00,000 per claim
travel_insurance
Complimentary air accident cover of ₹50 lakh on purchasing air tickets using the card. Covers accidental death while travelling on a common carrier.
₹50 lakh air accident cover
Forex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Salaried: ₹50,000+ per month. Self-employed: ₹7,50,000+ p.a. Age: 21–70.
Editor Rating
Pros
- + Strong air miles earning rate
- + Lounge access at major airports
- + Miles transferable to airline programs
Cons
- – High annual fee
- – Benefits require significant spend to be cost-effective
- – Miles have expiry dates
The Axis Bank Horizon Credit Card is a premium credit card from Axis Bank tailored for travel enthusiasts with miles earning and lounge access. At ₹3,000/year, the card is best suited for high spenders who can leverage its premium benefits.